With UChoose Rewards, you choose where to shop and how to use the
points you earn. You'll earn points for every signature based transaction on
your card. Redeem your points for millions of items including travel
experiences, event tickets, merchant gift cards, and much more!
For details about UChoose, simply visit with a Bank of the James Financial Services
Advisor in any BOTJ location.
What is UChoose Rewards?
UChoose Rewards is a program that earns you points for using your Visa® check card.
Redeem your points toward anything from our huge online rewards catalog.
How does it work?
- Register online at uchooserewards.com
- Shop in-store and choose the signature option when using your Visa® check card
- Earn one point for every $2.00 you spend every time you shop
- Redeem points for millions of items in our online rewards catalog
- Shop and earn more points
It's that easy and convenient. Earn points for travel, merchandise and events everytime you use your
Visa® check card and sign for your purchases.
View a complete list of rewards at
uchooserewards.com
How do I start earning points?
Simply visit
uchooserewards.com to register and view how many points you have accumulated. Then every time you
make a signature-based purchase with your check card, you'll earn one point for every $2.00 you spend.
Where do I earn points?
You earn points everywhere your Visa® check card is accepted.
Where can I redeem points?
It can take up to 40 days for your points to be credited to your account. You must first accumulate 1,500 points
before you can redeem them. Your points are available to view on
uchooserewards.com.
Here you can keep track of the points you've earned, then shop the online rewards catalog when you're ready to redeem.
A Wish List Tracker is also available to notify you when you've earned enough points to redeem a specific item.
What is a signature-based transaction?
When using your Bank of the James Visa® Check Card to make a purchase, you usually have the option of making a "debit"
transaction or a "credit" transaction. In order for the transaction to be a "signature-based transaction", you must choose
"credit". Rather than entering a PIN, you will be required to sign a receipt. The end result is the same as if you choose debit.
Can I share points with family members?
All cards within an account automatically earn points together. Additionally, if you have multiple check card accounts
with Bank of the James, you can link them together to earn rewards points faster.
Where can I view my point activity?
You can access the history of your point activity through
uchooserewards.com. PLEASE NOTE: You must first register
before being able to view your point activity.
How much does it cost to participate?
There's no cost to participate. Membership in UChoose Rewards is absolutely free for Bank of the James check card holders, so start
using your Visa® check card to earn points today.